You will receive a separate assessment notice from your province or territory informing you of the amount of federal and provincial loans, as well as any Canada Student Grants or provincial grants for which you can qualify. The U of T Work Study program offers legitimate students the opportunity to be employed part-time on campus during the fall and winter semesters. The program is open to all full-time and part-time students (at least 2.0 credits over the fall/winter semesters. The Master Student Financial Assistance Agreement (MSFAA) replaces previous loan agreements at the federal and provincial levels. Since this is a multi-year contract, it is more efficient and easier to use. .